Investment Menu Construction

  • Dedicated Fiduciary 401(k) Advisor constructs your plan investment menu
  • Monitor and review plan investment choices on a continuous basis
  • Benchmark fund performance and fees
  • Construct asset allocation model portfolios
  • Open Architecture Investment Platform of over 30,000 mutual funds
  • All the low-cost index funds available from Vanguard, Fidelity, and Schwab
  • All the target date funds available from Vanguard, Fidelity, and T Rowe Price

Sample Low-Cost Investment Menu

Fund Expense Ratio
Fidelity 500 Index (FXAIX) 0.015%
Fidelity Mid Cap Index (FSMDX) 0.025%
Fidelity Small Cap Index (FISVX) 0.026%
Vanguard Developed Markets Index (VTMGX) 0.07%
Vanguard Emerging Markets Stock Index (VEMAX) 0.14%
Vanguard International Bond Index (VTABX) 0.11%
Vanguard Intermediate-Term Bond Index (VBILX) 0.07%
Vanguard Short-Term Bond Index (VBIRX) 0.07%
Vanguard Cash Reserves Federal Money Market (VMRXX) 0.10%
Average Weighted Portfolio Expense Ratio* 0.03%
*Index401k Retirement Target Date 2040 Portfolio

Target Retirement Date Funds

In addition to the above model portfolio of fund choices, we offer your employees access to a simple one fund solution to their asset allocation decision. They simply choose a single retirement target date fund that matches their retirement time horizon. Each fund provides broad diversification across thousands of U.S. and international stocks and bonds, including exposure to the major market sectors and segments.

Sample Retirement Target Date Funds

Fund Expense Ratio
Vanguard Target Retirement 2020 (VTWNX) 0.13%
Vanguard Target Retirement 2025 (VTTVX) 0.13%
Vanguard Target Retirement 2030 (VTHRX) 0.14%
Vanguard Target Retirement 2035 (VTTHX) 0.14%
Vanguard Target Retirement 2040 (VFORX) 0.14%
Vanguard Target Retirement 2045 (VTIVX) 0.15%
Vanguard Target Retirement 2050 (VFIFX) 0.15%
Vanguard Target Retirement 2055 (VFFVX) 0.15%
Vanguard Target Retirement 2060 (VTTSX) 0.15%
Vanguard Target Retirement 2065 (VLXVX) 0.15%